Baillie Gifford Diversified Growth Fund B2 Accumulation

The Fund aims to achieve an annualised return over rolling five-year periods that is at least 3.5% more than UK Base Rate, a positive return over rolling three-year periods, and annualised volatility of returns over rolling five-year periods that is below 10%. However, there is no guarantee that a positive return will be achieved over any time period, and capital may be at risk.

The Fund will invest in a wide range of asset classes in any country or sector, including shares, bonds, money market instruments, deposits, cash, property, infrastructure, commodities, private equity, loans, and insurance-linked securities. Currency forwards and derivatives will be used for both investment purposes and risk management. The Fund will also be actively managed and exposed to foreign currencies.

The use of derivatives may result in the Fund being leveraged, leading to greater movements in the price of shares. While it is not the intention for derivatives to significantly alter the overall risk profile of the Fund, investors should be aware of the potential risks associated with this strategy. Additionally, charges may be taken from the Fund's revenue, and if there is insufficient revenue, the remainder will be taken from capital. Investors planning to withdraw their money within five years may find this Fund not suitable for their investment goals.

https://www.bailliegifford.com/en/uk/individual-investors/funds/diversified-growth-fund/