The Perfect Gift for Your Loved Ones

Still searching for the perfect gift for an adult in your life? Look no further: the Grow subscription from UMushroom might just be the answer for anyone you truly care about. Sure, it’s not as romantic as a bouquet, a pair of cozy socks, or a batch of homemade cookies. But let’s be honest— few gifts have the lasting impact of financial education.

Quite honestly, getting a handle on your finances and learning to invest independently is one of the greatest gifts you can give yourself—or someone else.

Foundations for Financial Independence

• Financial Planning: Everyone should understand their finances, create a budget, and prioritize saving—or better yet, investing. Saving means setting money aside, while investing means building wealth. Of course, this should always align with your personal risk profile.
• Investing Fundamentals: Everyone should grasp the basics of investing. What investment instruments are available? What risks are involved? Which investment strategy suits you best? How can you find the right, cost-effective investments that fit your risk tolerance? What’s happening in the markets, and how do global trends and politics influence your investments?
• Personal Responsibility and Good Habits: Everyone should learn how to make their own financial decisions—and trust in those decisions. Taking full responsibility for your finances requires a solid foundation of basic knowledge, like a well-packed backpack for your financial journey. But even with that foundation, having someone to talk to and exchange ideas and insights is sometimes helpful.

Last but not least, it’s important to make investing a habit. Regularly reviewing your decisions and adjusting to changes in your personal or financial situation ensures that your efforts have a sustainable, long-term impact.

Everything Included in Our “Grow” Subscription

The Grow subscription from UMushroom is designed to meet all these financial goals. Twice a week, participants are guided by UMushroom founders Luba Schönig and Tonia Zimmermann through engaging online courses.

Group Classes

On Mondays, the training focuses on the theoretical aspects of investing. Participants learn everything they need to know about structuring their wealth, defining investment goals, and managing risks. Additionally, all asset classes —from cash, bonds, and stocks to commodities, currencies, cryptocurrencies, and real estate—are thoroughly covered, with detailed explanations of the respective financial instruments. Another key focus is the topic of “How to build your portfolio”.

On Thursdays, it’s time for the implementation webinar, also known as the action call. In these sessions, participants learn the nuts and bolts of selecting investments from the financial universe. They’re guided through processes like analyzing costs, making comparisons, and evaluating individual investments in detail. By popular demand, the group also regularly examines specific investment positions and discusses how global and political trends influence the financial markets.

Learning Together

As the program progresses, participants get to know one another and benefit from group discussions and shared questions. Many even follow each other on UMushroom and track the performance of portfolios that others choose to share. These are usually simulated portfolios, which makes the learning process particularly exciting.

Exclusive Access to Model Portfolios

One of the standout features of the Grow subscription is exclusive access to UMushroom’s model portfolios. These serve as examples of possible strategies for building core and satellite portfolios.

Personalized Support

Beyond the group sessions, participants receive tailored, one-on-one support based on their experience level. Whether you're a beginner or more advanced, Luba and Tonia offer personalized portfolio setups and regular reviews to ensure that everyone stays on track toward their financial goals.

This combination of group learning, hands-on practice, and personalized coaching ensures that every participant’s journey is both rewarding and successful.

Interested in joining? Reach out to us today and start growing your financial knowledge with UMushroom!