CT MM Lifestyle 5 Fund A Acc

The Fund aims to deliver capital growth with some income by investing at least 70% in collective investment schemes to obtain indirect exposure to a wide range of asset classes. The manager uses a strategic asset allocation model matched to a specific target risk and volatility band.

Around 60% of the Fund's exposure through collective investment schemes will be to UK and global equities, including emerging markets. The remaining exposure will be to UK corporate and government bonds, as well as global corporate and high yield bonds. The Fund may also invest in other transferable securities, money market instruments, deposits, cash, and near cash.

While there is no minimum holding period for this Fund, it may not be appropriate for investors who plan to withdraw their money in under 5 years. The allocation to particular asset classes or geographies may vary over time at the manager's discretion, which could impact the Fund's performance. Additionally, the use of derivatives for efficient portfolio management purposes introduces potential risks.

https://www.columbiathreadneedle.com/en/gb/intermediary/fund-details/ct-mm-lifestyle-5-d-acc_oe9c_gb00b7948w99/