Ally Financial Inc

ALLY

Equity

ISIN null / Valor 19440971

New York Stock Exchange, Inc (2025-11-21)

USD 38.48+2.42%

Ally Financial Inc
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About company

Ally Financial Inc., listed on the New York Stock Exchange under the ticker ALLY, operates as a prominent digital financial services entity. Through its direct banking subsidiary, Ally Bank, the company provides a comprehensive suite of financial products and services. These offerings encompass a variety of deposit accounts, personal lending options, and mortgage services, catering to the diverse needs of its customer base. Ally Bank is recognized as a Member FDIC and an Equal Housing Lender, ensuring a level of security and fairness in its operations. Beyond traditional banking, Ally Financial extends into the insurance domain via Ladder Insurance Services, LLC, which brokers term life insurance policies underwritten by multiple insurers. Additionally, the company engages in the securities market through Ally Invest Securities LLC, offering brokerage services, and Ally Invest Advisors Inc., which provides investment advisory services. These subsidiaries enable Ally Financial to offer a broad spectrum of financial products, including those not insured by the FDIC, such as securities, which carry a risk of loss. Ally also ventures into the credit card market, issuing cards under the Mastercard brand through Ally Bank. This diversified portfolio positions Ally Financial as a comprehensive provider in the digital financial services landscape.

Summarized from source with an LLMView SourceSector: Finance

Strong Earnings Growth

During Q3 2025, GAAP EPS reached $1.18 (up 116% year-over-year) and adjusted EPS came in at $1.15 (up 166% year-over-year). Net income attributable to common shareholders increased to $371 million compared to $171 million in Q3 2024, along with a notable increase in both pre-tax income and core financial measures.

Dealer Financial Leadership

The Dealer Financial Services segment drove record performance with 4 million consumer applications and $11.7 billion in auto originations, reflecting a 25% year-over-year increase. This performance underscores the segment’s competitive strength and the company’s strategic alignment in driving consumer engagement.

Risk Management & Digital Banking Excellence

Ally Financial Inc maintained disciplined risk management with historically low non-accrual loans and criticized assets, while its digital banking business continued to set industry standards. The bank grew its deposit base to $142 billion with 92% FDIC insured, supporting 66 consecutive quarters of retail deposit customer growth.

Strong Segment Contributions

Highlights include a 30% return on equity for the Corporate Finance segment and solid pre-tax growth in Auto Finance and Insurance. These results reflect improved margins, effective cost management, and the benefits of strategic execution across the company’s core areas of business.

Summarized from source with an LLMView Source

Key figures

3.47%1Y

48.6%3Y

32.8%5Y

Performance

34.9%1Y

39.2%3Y

38.9%5Y

Volatility