Basler Kantonalbank
BSKP
ISIN CH0009236461 / Valor 923646
Basler Kantonalbank
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About company
Basler Kantonalbank is the cantonal bank headquartered in Basel that provides a broad range of banking services to private customers, small and medium-sized enterprises and institutional clients, combining a regional branch network with digital channels. As a universal bank it offers retail and corporate lending (including mortgage finance), payment and transaction services, asset and wealth management, custody and securities trading, investment products and advice, and custody/pension solutions, alongside treasury and capital market functions to support client financing and liquidity needs. The bank plays a regional economic role in Basel-Stadt, focusing on relationship-based banking for local households and businesses while operating within Swiss banking regulation and risk-management frameworks.
Summarized from source with an LLMView SourceSector: FinanceLatest Results (20.03.2026):
Basler Kantonalbank — first half (H1) 2025: The BKB Group reported solid H1 2025 results with Group net profit of CHF 85.6 million (up 6.7% vs H1 2024) and business performance (operating profit) of CHF 139.1 million (+5.0%). Net interest income rose to CHF 232.0 million (+4.9%), operating expenses were well contained at CHF 183.6 million (+2.3%) and the cost/income ratio improved slightly to 55.0%. Total assets were CHF 55.6 billion (‑0.4% vs year‑end 2024); capitalisation remained strong with a total capital ratio of 18.4%.
Headline earnings
Group net profit: CHF 85.6m (+6.7% y/y). Business performance (operating profit): CHF 139.1m (+5.0%). Parent company net profit: CHF 78.7m (+7.0%).
Revenue mix
Net interest income: CHF 232.0m (+4.9%). Commission & service income: CHF 69.7m (+2.0%). Trading income: CHF 28.1m (‑2.6%). Other ordinary income slightly lower.
Costs & efficiency
Operating expenses CHF 183.6m (+2.3%) despite a marked increase in the compensation for the state guarantee to CHF 7.6m (+49%). Cost/income ratio improved to 55.0% from 55.2%, reflecting productivity gains from process optimisation.
Capital and liquidity
Total capital ratio 18.4% (31.12.2024: 18.5%); CET1 ~17.5%. NSFR 123.2% and average LCR reported at a healthy level. Reserves for general banking risks increased by CHF 45.45m to CHF 3,045.6m.
Balance sheet & credit book
Total assets CHF 55.6bn (‑0.4%). Mortgage volume CHF 33.6bn (‑0.6%), reflecting targeted balance‑sheet management. Customer loans ~CHF 36.9bn; customer deposits declined to CHF 27.6bn.
Wealth & client metrics
Client assets ~CHF 50.6bn. Delegation/investment solutions grew strongly by CHF +363.2m to CHF 8.8bn. The Group added nearly 7,000 clients since end‑2024, boosted by Bank Cler’s Zak app.
Market & investor signals
BKB participation certificate total return ~14.2% in H1 2025; closing price on 30.6.2025 CHF 74.60, indicating positive investor sentiment toward the bank’s positioning and capital strength.
Outlook & risks
Management expects a challenging macro/geopolitical environment and continued low interest levels for H2 2025. BKB is developing its "2026+" strategy (to be published end‑August 2025) and will actively manage balance‑sheet positions and diversify revenue streams to respond to market changes.
Summarized from source with an LLMView SourceKey figures
Performance
Volatility
690 M
Market cap (USD)
6,903
Daily traded volume (Shares)
68.6 / 67.2
1 day high/low (USD)
52 weeks high/low (USD)
Dividend ex-date
Dividend (USD)
Dividend yield (p.a.)
Est dividend (USD)
Est dividend yield
P/E ratio
Est P/E ratio
EPS (USD)
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Ratings & reviews
Lian Pérez Vila
Max Riddle
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