Credit Acceptance Corp
CACC
ISIN null / Valor 922610
Credit Acceptance Corp
UMushroom community rating:
About company
Credit Acceptance Corp is a specialized finance company that primarily focuses on providing auto loans to individuals with less-than-ideal credit histories. Founded with the ethos of offering financial opportunities to a broader segment of the population, the company collaborates with a network of approximately 15,000 automotive dealers across the United States to facilitate vehicle financing for over four million customers. Credit Acceptance Corp positions itself as a crucial intermediary, enabling dealers to extend credit to consumers who might otherwise be unable to secure financing due to their credit challenges. Beyond its core business operations, the company also engages in various community service activities and emphasizes its commitment to social responsibility, diversity, and inclusion within its corporate culture.
Summarized from source with an LLMView SourceSector: FinanceLatest Results (03.04.2026):
Credit Acceptance Corporation — fourth quarter of 2025: the company reported consolidated net income of $122.0 million, or $10.99 per diluted share, in its January 29, 2026 earnings release covering the three months ended in Q4 2025.
Net income and EPS
Consolidated net income: $122.0 million; diluted EPS: $10.99 for the three months comprising Q4 2025 (announced Jan 29, 2026).
Quarter-over-quarter change
The prior quarter (announced Oct. 30, 2025) showed consolidated net income of $108.2 million, or $9.43 per diluted share — Q4 2025 therefore reflects an increase of $13.8 million in net income (≈12.8%) and about $1.56 in diluted EPS (≈16.5%) versus the prior quarter.
Financing actions supporting results
Recent financing activity noted in the company’s filings: completion of a $500.0 million asset‑backed non‑recourse secured financing (announced Nov. 13, 2025) and extension of a $100.0 million asset‑backed non‑recourse secured financing (announced Jan. 15, 2026), which support receivables funding and liquidity.
Other context
The company publicly signaled the Q4 2025 release on Jan. 22, 2026 and announced workplace recognitions (e.g., Fortune 100 Best Companies to Work For® in 2026) in subsequent communications; these are non-financial but noted in the same set of releases.
Summarized from source with an LLMView SourceKey figures
Performance
Volatility
5602 M
Market cap (USD)
141,254
Daily traded volume (Shares)
467.83 / 463.415
1 day high/low (USD)
52 weeks high/low (USD)
Dividend ex-date
Dividend (USD)
Dividend yield (p.a.)
Est dividend (USD)
Est dividend yield
P/E ratio
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EPS (USD)
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Ratings & reviews
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