MERKUR PRIVATBANK KGaA

Latest Results (23.07.2026):

MERKUR PRIVATBANK KGaA — Q4 2024 / Full‑year 2024 results: For the year ended 31 December 2024 the bank reports total assets of EUR 4.042 billion, net interest income of EUR 95.9 million, strong fee income growth, and a net profit of EUR 11.587 million (up from EUR 10.795 million in 2023). Overall profitability improved modestly while assets, customer deposits and equity increased versus the prior year.

Key balance‑sheet totals

Total assets: EUR 4,041,523,288.45 (up from ~EUR 3.757 bn in 2023, ≈ +7.6%). Loans and advances to customers: EUR 3.306 bn (up ~+5.9%). Customer deposits: EUR 3.308 bn (up ≈ +5.4%). Equity: EUR 142.817 million (up ≈ +6.8%).

Profit & loss headline

Net profit (FY 2024): EUR 11.587 million (FY 2023: EUR 10.795 million), a rise of ≈ +7.4%. Result from ordinary activities: EUR 27.342 million; heavy tax expense (EUR 15.755 million) limits after‑tax growth.

Net interest & fee income

Interest income rose to EUR 190.230 million while interest expenses also increased to EUR 94.354 million, leaving net interest income essentially stable at EUR 95.877 million (flat vs 2023). Net commission income strengthened to EUR 28.990 million (from EUR 20.740 million), a sizable improvement (~+40%).

Costs, provisioning and risk

Operating costs increased: general administrative expenses EUR 65.716 million (from EUR 60.232 million). Write‑downs and impairments on loans and certain securities rose to EUR 9.856 million (from EUR 8.115 million). The bank transferred EUR 18.0 million to the fund for general banking risks (versus EUR 17.0 million prior year).

Capital & liquidity markers

Additional Tier 1 capital reported at EUR 46.689 million; fund for general banking risks EUR 91.885 million. Subordinated liabilities stand at EUR 57.132 million. Cash and central‑bank balances amount to ~EUR 33.2 million (cash in hand + balances with central banks as shown).

Commitments and contingencies

Contingent liabilities (sureties/guarantees): EUR 113.409 million. Irrevocable lending commitments: EUR 88.598 million.