Prudential PLC

PUK

Equity

ISIN null / Valor 401276

New York Stock Exchange, Inc (2026-09-04)

USD 27.75-2.12%

Prudential PLC
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About company

Prudential plc is a London‑headquartered, FTSE‑100 listed international life insurer and asset manager that focuses on life and health protection, long‑term savings, retirement products (including annuities) and related investment solutions, with primary operations across Asia and Africa and a sizeable U.S. retirement business via Jackson. The company distributes products through banks, agency networks and digital channels, combines insurance underwriting with asset‑management capabilities to match long‑duration liabilities, and serves both retail and institutional clients; after demerging its UK savings and asset‑management arm (M&G) it has concentrated on higher‑growth markets and fee‑based earnings.

Summarized from source with an LLMView SourceSector: Finance

New business and sales

New business profit (TEV) rose 12% to $2,782m and new business margin improved 2 ppts to 42% APE; APE sales increased 6–7% to 6,661 and PVNBP grew ~9–10% to $31,925m.

Operating profitability and earnings

Adjusted operating profit before tax was $3,306m (up 5% on a CER basis) and adjusted operating profit after tax was $2,772m (up 7%); basic EPS on adjusted operating profit increased 12% to 101.4 cents per share.

Cash generation / capital

Operating free surplus generated from in‑force insurance and asset management rose 15% to $3,059m; free surplus excluding certain intangibles was $9,408m and the free surplus ratio was 221% (down from 234%).

Value and balance sheet

Group TEV equity increased to $37.8bn (1,483 cents per share), up 15% on an actual FX basis; IFRS shareholders' equity was $20.1bn (790 cents per share), up 15% year‑on‑year.

IFRS profit and EPS

IFRS profit after tax jumped to $4,119m (up ~69% on a CER basis), with IFRS‑based basic EPS of 154.2 cents (up ~82%).

Shareholder returns and capital actions

2025 total dividend was 26.60 cents per share (up 15%); Prudential completed a $2bn share buyback and the IPAMC IPO in 2025, plans >$7bn of returns across 2024–27, has commenced an additional $1.2bn buyback in 2026 and expects ~$1.3bn of capital return in 2027.

Ratings and strategic notes

S&P Global Ratings upgraded core entities’ Financial Strength rating to AA (from AA-); management emphasised continued digital investment, multi‑channel distribution, and focus on protection, retirement and wealth growth in Asia and Africa.

Other operational indicators

Life weighted premium income rose ~9% to $28,106m; Eastspring funds under management/advice reached $277.7bn (up 8%); operating return on embedded value improved to 15%.

Summarized from source with an LLMView Source

Key figures

4.95%1Y

11.7%3Y

-34.0%5Y

Performance

29.2%1Y

66.3%3Y

57.5%5Y

Volatility