Quirin Privatbank AG

Latest Results (03.02.2026):

Quirin Privatbank AG — Q4 2022 (full‑year 2022 results): The bank reported an annual net profit of €8.0 million for 2022 (year ended 31 Dec 2022). Key balance‑sheet and capital metrics include total capital ratio 31.5%, equity of €70 million and total assets of €497 million. Combined assets under management for Quirin and its digital subsidiary quirion were about €6.3 billion (Quirin ~€5.0bn; quirion ~€1.3bn). The group had roughly 71,000 clients and recorded combined net cash inflows of about €526 million. The Management Board plans a dividend proposal of roughly €4 million (≈€0.09 per dividend‑bearing share) at the 2023 AGM.

Profit & dividend

Quirin Privatbank AG posted an annual net profit of €8.0 million for 2022. Management proposes to retain part of the profit to strengthen reserves and to distribute the remaining ~€4 million as a dividend (approximately €0.09 per dividend‑bearing share) at the Annual General Meeting.

Assets under management and clients

Combined AUM at year‑end 2022 was about €6.3 billion (Quirin ~€5.0bn; quirion ~€1.3bn). Total client base reached ~71,000 (Quirin ≈12,000; quirion ≈59,000).

Net inflows

The group reported strong net new money in 2022: combined net cash inflows of ~€526 million (Quirin ~€272m; quirion ~€254m), despite weak capital markets during the year.

Capital strength and balance sheet

Key solidity metrics: total capital ratio 31.5%, equity capital €70 million and balance‑sheet total assets of €497 million. Headcount was reported at 256 employees.

quirion (digital business)

The digital subsidiary quirion continued growth in 2022: client base up >30% to ~60k, AUM up ≈10% to €1.3bn, and net new client assets of over €250 million. quirion launched tiered service packages to combine digital investing with optional personal advice from Quirin Privatbank.

Market context & outlook

The results were achieved in a turbulent market environment (inflation, energy crisis, rising rates, and Russia’s war in Ukraine). Management notes 2022 profit below the exceptional 2021 level but characterises the €8m result as satisfactory and expects continued focus on client growth, long‑term investing, and a constructive outlook for 2023.