Qifu Technology, Inc

QFIN

Equity

ISIN null / Valor 44558368

NASDAQ (2025-11-19)

USD 19.23-14.2%

Qifu Technology, Inc
UMushroom community rating:

5.00 2 votes No rating yet

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About company

Qifu Technology, Inc., listed on both NASDAQ (QFIN) and the Hong Kong Stock Exchange (HKEX:3660), operates as a prominent Credit-Tech platform within China. The company's core mission is to revolutionize the accessibility and personalization of credit services for consumers and small to medium-sized enterprises (SMEs). It achieves this by offering Credit-Tech services to financial institutions, utilizing advanced technology solutions to streamline the process of identifying creditworthy prospective borrowers across various channels. Qifu Technology's offerings are comprehensive, covering the spectrum from enhancing credit assessments to optimizing risk management and collection strategies. A significant aspect of its business model includes a strategic partnership with 360 Group, which significantly bolsters its capabilities in customer acquisition, funding optimization, risk assessment, and post-lending management. This collaboration underscores Qifu Technology's competitive edge in the financial technology sector, particularly in facilitating efficient and effective credit service solutions.

Summarized from source with an LLMView SourceSector: Finance

Daniel Hornby

United Kingdom, 23 Oct 2025

Leverages AI technology to provide credit services to consumers, and SMEs. Services include borrower acquisition, preliminary credit assessment, fund matching, and more. P/E ratio is 3.62 and EV/FCF is 2.4 which are lower than those of similar stocks, indicating it could be undervalued.