Rubean AG
R1B
ISIN DE0005120802 / Valor 33095126
Rubean AG
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About company
Rubean AG is a financial technology company that specializes in developing and marketing payment solutions for the Sparkassen-Finanzgruppe in Germany. The company focuses on providing omni-channel payment and value-added solutions for savings banks, helping to transition payment services into the digital realm. One of their key offerings is the PhonePOS system, which is offered to merchant customers of German savings banks under the name S-POS Plug-in.
Summarized from source with an LLMView SourceSector: TechnologyLatest Results (10.11.2025):
Rubean AG's final FY24 results underline a strong performance marked by a 94% revenue increase to EUR 1.96m compared to FY23, driven by the expansion of its SoftPOS solution and strategic partnerships with major players like Deichmann, BBVA, and Sparkassen. Despite recording a net loss of EUR 3.26m (improving from EUR 3.92m in FY23), the company has bolstered its balance sheet with a EUR 0.9m capital increase, setting the stage for an operational break-even in FY25.
Revenue Growth
In FY24, Rubean AG nearly doubled its revenue from EUR 1.01m in FY23 to EUR 1.96m, reflecting a remarkable 94% increase, with particularly strong sales in the second half of the year.
Net Loss Improvement
The company reduced its net loss to EUR 3.26m in FY24 from EUR 3.92m in FY23, demonstrating effective cost management despite significant investments in R&D, marketing, and staffing.
Capital and Liquidity
A successful EUR 0.9m capital increase has enhanced Rubean AG’s liquidity, which is crucial as it navigates a still net-negative equity position and prepares for further growth and eventual break-even.
Future Outlook
Looking ahead to FY25, Rubean AG anticipates exceeding EUR 4m in sales, supported by its expanding market presence and ongoing initiatives to scale operations, which, combined with its innovative SoftPOS technology, positions the company for significant upside potential.
Summarized from source with an LLMView SourceKey figures
Performance
Volatility
21 M
Market cap (USD)
1,321
Daily traded volume (Shares)
4.98 / 4.98
1 day high/low (USD)
52 weeks high/low (USD)
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Ratings & reviews
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