SCOR SE

Latest Results (23.10.2025):

SCOR SE reported a strong financial performance for the second quarter of 2025, achieving a net income of EUR 226 million. This result contributes to a total net income of EUR 425 million for the first half of 2025, reflecting robust performance across all business segments.

Net Income Growth

In Q2 2025, SCOR SE recorded a net income of EUR 226 million, slightly adjusted to EUR 225 million. This growth is driven by comprehensive contributions from all business activities, underscoring the company's resilient financial health.

Strong Combined Ratio in P&C

The Property & Casualty (P&C) segment achieved an impressive combined ratio of 82.5%, benefiting from favorable natural catastrophe conditions and excellent attritional loss performance. This has enabled SCOR SE to build additional buffers for future prudence.

Robust L&H and Investment Performance

The Life & Health (L&H) insurance service delivered a result of EUR 118 million, with the first half's experience variance aligning with expectations. Additionally, the investments yielded a regular income of 3.5%, supported by attractive reinvestment rates.

Economic Value and Solvency

As of June 30, 2025, SCOR SE's IFRS 17 Group Economic Value stood at EUR 8.5 billion, marking a 10.5% increase at constant economics. The estimated Group solvency ratio remains strong at 210%, comfortably within the optimal range of 185%-220%.

Return on Equity

The annualized Return on Equity for Q2 2025 is reported at 22.6%, translating to an annualized Return on Equity of 20.3% for the first half of 2025. This reflects SCOR SE's effective capital management and profitable growth strategies.