Truist Financial Corporation

TFC

Equity

ISIN null / Valor 51326242

New York Stock Exchange, Inc (2025-11-21)

USD 45.48+2.43%

Truist Financial Corporation
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About company

Truist Financial Corporation is a prominent financial services company in the United States, established through the merger of BB&T and SunTrust. It operates a diverse range of financial services through its various subsidiaries. Truist Securities, a trademark of the corporation, handles corporate and investment banking services, offering securities and strategic advisory services. Truist Bank, a key subsidiary, provides traditional banking products such as loans and deposit accounts, alongside financial risk management, treasury management, and payment services. The company also offers trust and investment management services, as well as securities, brokerage accounts, and annuities through Truist Investment Services, Inc. Additionally, Truist provides investment advisory services via Truist Advisory Services, Inc. and GFO Advisory Services, LLC. The corporation extends its offerings to insurance products through entities like McGriff Insurance Services, LLC, Kensington Vanguard National Land Services, LLC, and Crump Life Insurance Services, LLC. Truist serves clients across various high-growth markets in the U.S., emphasizing a comprehensive suite of financial solutions.

Summarized from source with an LLMView SourceSector: Finance

Net Income and Earnings Per Share

For the third quarter of 2025, Truist Financial Corporation achieved a net income available to common shareholders of $1.3 billion, translating to $1.04 per diluted share. This represents an increase from the previous quarter and year, highlighting the company's improving profitability.

Loan Growth and Average Balances

Average loans and leases HFI increased by $7.9 billion, or 2.5%, to reach $323.7 billion. This growth was driven by broad-based loan expansion, underpinning Truist's strong lending capabilities and market position.

Revenue and Noninterest Income

Total TE revenues rose by 4.0%, with noninterest income increasing by $158 million, or 11%. The growth in noninterest income was primarily fueled by higher investment banking, trading income, and wealth management services.

Share Repurchase and Dividend Payouts

Truist repurchased $500 million in common shares during the quarter, demonstrating confidence in its stock valuation. Additionally, the company maintained a dividend payout ratio of 50% and a total payout ratio of 87%, ensuring attractive returns for shareholders.

Capital Strength and Efficiency

The company's CET1 ratio stood firm at 11.0%, reflecting a strong capital position. Truist also maintained an efficient operation with an adjusted efficiency ratio of 55.7, indicating effective cost management and operational efficiency.

Summarized from source with an LLMView Source

Key figures

-2.84%1Y

-1.41%3Y

-1.58%5Y

Performance

31.5%1Y

34.7%3Y

33.5%5Y

Volatility