VP Bank AG

Latest Results (08.11.2025):

VP Bank AG reported its first half of 2025 financial results with a half-year profit of CHF 28.8 million, marking a significant improvement of 150.2% over the previous year. The bank also recorded robust net new money inflows of CHF 2.1 billion with an annualised growth rate of 8.3%, alongside appreciable gains in client assets under management and operating income, all supported by strong cost management and solid liquidity metrics.

Profit Growth

The bank’s half-year profit reached CHF 28.8 million, reflecting a 150.2% increase, or 115.1% when adjusted for one-off insurance payments. This substantial profit growth underscores VP Bank AG’s strategic focus on efficiency and growth.

Robust Net New Money Inflows

VP Bank AG recorded net new money inflows of CHF 2.1 billion during the first half of 2025, translating into an annualised growth rate of 8.3%. Positive contributions from all regions helped drive this strong performance.

Operating Income and Cost Management

Operating income increased by 7.8% to CHF 175.4 million, boosted by a 29.5% rise in trading income and one-off insurance payments of CHF 4.6 million. Additionally, efficient cost management reduced operating expenses by 4.0% to CHF 142.8 million, improving the cost/income ratio to 81.5%.

Strong Asset Base and Stable Loan Portfolio

Client assets under management increased by 2.2% to CHF 51.9 billion, while the loan portfolio remained stable at CHF 5.9 billion, reflecting VP Bank AG’s sound asset management during the first half of 2025.

Capitalisation and Liquidity

VP Bank AG maintained a strong balance sheet with a Tier 1 ratio of 26.1% and a liquidity coverage ratio of 160.9%, highlighting its well-capitalised and robust liquidity position.