Wells Fargo & Co
WFC
ISIN null / Valor 966021
Wells Fargo & Co
UMushroom community rating:
About company
Wells Fargo & Company is a large, diversified U.S. financial services firm headquartered in San Francisco that provides retail and commercial banking, mortgage lending and servicing, consumer and commercial loans, credit cards, treasury and payment services, wealth management and brokerage, and corporate and investment banking. Through its banking subsidiary and affiliated businesses such as Wells Fargo Advisors, the company serves individual, small business and institutional clients with deposit-taking, lending, investment and payments capabilities and operates a broad branch and ATM network across the United States. It is one of the country’s biggest banks by assets and deposit base and has substantial mortgage and consumer-loan portfolios. The firm has also been the subject of significant regulatory scrutiny and legal settlements since 2016 related to past sales practices, and it continues to operate under heightened oversight while pursuing business and operational reforms.
Summarized from source with an LLMView SourceSector: FinanceLatest Results (12.12.2025):
Wells Fargo & Co: Third Quarter 2025 results — Wells Fargo & Co reported third quarter 2025 net income of $5.6 billion, or $1.66 per diluted share, driven by higher net interest income, broad-based fee growth, and improved credit performance; results are preliminary and will be filed in the 10-Q for the quarter ended September 30, 2025.
Earnings
Net income was $5.6 billion (up 9% year‑over‑year) and diluted EPS was $1.66 (up 17% YoY and up 4% linked quarter).
Revenue Mix
Total revenue was $21.436 billion, composed of net interest income of $11.95 billion (up 2% YoY) and noninterest income of $9.486 billion (up 9% YoY, helped by higher asset‑based fees and investment banking fees).
Expenses & Efficiency
Noninterest expense was $13.846 billion (up 6% YoY), reflecting higher severance, revenue‑related compensation, technology and advertising costs; the efficiency ratio was ~65%.
Credit & Loan Trends
Provision for credit losses was $681 million (down vs. prior year); net charge-offs were $954 million (down 14% YoY). The allowance for loan losses was $14.311 billion (1.52% of loans) and total nonperforming assets continued to decline.
Balance Sheet & Capital
Average loans were $928.7 billion (up ~2% YoY) and average deposits were $1,339.9 billion (essentially flat). CET1 was 11.0%, ROE was 12.8%, and ROTCE was 15.2% (preliminary estimates).
Shareholder Returns
The company repurchased 74.6 million shares for $6.1 billion in the quarter and increased the common stock dividend by 12.5%, reflecting significant capital returns to shareholders.
Operating Segments
Performance was broad-based: Consumer Banking & Lending and Wealth & Investment Management showed revenue growth; Corporate & Investment Banking benefited from higher investment banking and markets revenue; Commercial Banking revenue declined due in part to a prospective transfer of certain business customers between segments.
Notable Items & Governance
Results included $296 million of severance expense (about $0.07 per share). Effective October 14, 2025, Charlie Scharf was appointed Chairman of the Board and Steven Black was named Lead Independent Director.
Summarized from source with an LLMView SourceKey figures
Performance
Volatility
277432 M
Market cap (USD)
26,981,614
Daily traded volume (Shares)
70.795 / 69.77
1 day high/low (USD)
52 weeks high/low (USD)
Dividend ex-date
Dividend (USD)
Dividend yield (p.a.)
Est dividend (USD)
Est dividend yield
P/E ratio
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EPS (USD)
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Ratings & reviews
Ana Paslar
Hongkun Zhu
Ben Marshall
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