AI Europe Equity Ex UK Core Fund Insured Pension Accumulation Units

The AI Europe Equity Ex UK Core Fund focuses on building a portfolio that closely mirrors the MSCI Europe ex UK Index by investing at least 80% in the companies included in that index. In addition to these core holdings, the fund may include other shares, various funds managed by Aviva Investors, as well as money market instruments, cash, and deposits to enhance diversification. The fund also utilizes derivatives and forward transactions to efficiently achieve specific market exposures and manage cash flows. Emphasizing sustainability, the fund actively selects companies with higher environmental, social, and governance (ESG) scores and lower carbon intensity, ensuring that excluded companies based on Aviva Investors' criteria are not part of the portfolio. This approach aims to deliver returns similar to the index while promoting responsible investment practices.