apo VV Premium Privat

The general objective of the apo VV Premium - Privat fund is to achieve a reasonable increase in value in the fund's currency, taking into account the investment risk. The fund is actively managed by Deutsche Apotheker- und Ärztebank eG, with the portfolio composition determined according to defined criteria in the investment policy.

The fund's risk is compared to the risk of the indices 40% MSCI World, 50% MSCI Europe Large Cap Net EUR, and 10% Effective Overnight Index Average. The fund invests in a variety of securities, including stocks, bonds, money market instruments, certificates, other funds, and fixed deposits. The fund may also use derivatives to hedge or increase assets, with at least 51% of the net fund assets invested in equities according to the administrative regulations.

Investors should be aware that the fund does not distribute earnings to investors but reinvests them. The fund may suspend the redemption of shares on Luxembourg bank working days, except for December 24th and 31st, in exceptional circumstances that are deemed necessary considering investor interests.

https://www.apobank.de/dam/jcr:f51a2c51-de34-496f-84df-e8b7a322aedf/APO%20VV%20Premium%20Privat_20240608.pdf