Aptus Global Financials Fund B Income EUR

The Fund aims to produce both capital and income growth over the long term (Rolling Periods of 5 years). At least 70% of the Fund will be exposed directly or indirectly to shares of companies anywhere in the world, including emerging markets. At least 50% of the Fund’s portfolio will be invested in a well-diversified geographic spread of global financial services institutions such as banks and insurance companies. The Fund may also invest in other types of transferable securities (including bonds such as contingent convertible bonds and other corporate bonds), money market instruments, deposits, cash and near cash. Up to 10% of the Fund may be invested in collective investment schemes (which may include those managed by the ACD and its associates). The Fund may use derivatives (complex instruments) for investment purposes to achieve indirect exposure to equity securities. Derivatives may also be used to manage the Fund more efficiently, with the aim of reducing risk, reducing costs and/or to generate additional capital or income at proportionate risk (known as “Efficient Portfolio Management”). The Fund is actively managed and assets will be selected taking into account the Investment Manager’s views on value and growth opportunities. These views will be formed following an analysis process which may include meetings with company management and/or industry bodies, analysing the quality of a company’s earnings and challenging the consensus view held within the market about a company’s prospects. Investors can redeem shares on demand, at the daily valuation point of 8am (UK time) when this is a normal business day in the UK. For income shares, any income received is paid out to you twice a year. For accumulation shares, any income received is reflected in the price of the shares. Recommendation: this Fund may not be appropriate for investors who plan to withdraw their money in the short-term (within 5 years). The Fund should be viewed as a medium to long-term investment only.