CONVEST 21 VL is designed for long-term growth by investing at least 70% of its assets in stocks and similar securities. The fund also allocates up to 30% to fixed-income instruments related to stocks, up to 25% to interest-bearing securities, and invests in certificates based on both stock and bond indices. Additionally, up to nearly half of the fund’s assets can be placed in money market instruments or bank deposits, creating a diversified portfolio aimed at balancing growth with various investment opportunities.