Fidelity Investment Funds IV - Fidelity Multi Asset Allocator Growth Fund Retirement Builder Acc

The Fidelity Multi Asset Allocator Growth Fund aims to grow your investment over five years or more by diversifying globally across both higher and lower risk assets. The portfolio is composed of around 60% higher risk investments, which include shares from global, smaller, and emerging market companies, and 40% lower risk investments, such as global government and corporate bonds and cash. At least 70% of the fund is invested in index-tracking funds managed by Fidelity to keep costs low, while the remaining portion is allocated to cash and derivatives to help manage risk and enhance returns. The fund regularly adjusts its holdings to maintain this balanced allocation in response to changing market conditions.