Fidelity MoneyBuilder Balanced

The Fidelity MoneyBuilder Balanced Fund primarily invests in a mix of UK-based company shares and sterling-denominated bonds, typically allocating around 65% to equities and 35% to debt instruments such as government and corporate bonds. At least 80% of the portfolio is focused on UK companies that are listed, incorporated, or have significant business operations in the region, along with bonds that are either denominated in sterling or hedged to reduce currency risk. Additionally, the fund includes investments outside the UK and utilizes cash and derivatives to enhance returns and manage risks, allowing for flexibility in adjusting the proportions of stocks and bonds as needed.