fLAB Funds SICAV Satellite H-USD

Objective We aim to achieve long term growth in your capital. Our objective is to maximise your return in comparison to the risks we take across all market circumstances. Investment Policy We use statistical models to adapt the potential return in excess of "risk free" investments (Treasury Bills). We monitor volatility as it measures the amplitude of changes in prices of financial assets over a given period of time. We also build our portfolio by using correlation of assets to traditional markets and paces of changes in the price of investments ("momentum"). The three aforementioned indicators allow us to monitor the Sharpe ratio, a financial indicator assessing the level of return compared to risks taken. Under normal conditions, we mainly invest in bonds (loans) issued by governments and corporations worldwide. Bonds may have various features (e.g. creditworthiness of issuers, collateral by mortgages, convertibility into shares, etc.). We also invest in bonds, shares, currencies, commodities and/or unlisted companies through Exchange Traded Funds (ETFs, investment funds listed on stock exchanges). In addition,we may also invest in Contingent convertible bonds ("CoCos") as further described in the Prospectus. This Fund is actively managed meaning that the investment manager has, subject to the stated investment objectives and policy, discretion over its portfolio, with no reference or constraint to any benchmark. Essential features of the fund: You can buy and sell shares of this class every bank business day in Luxembourg. This share class does not distribute any income to you. Your first investment must be equal to or amount to more than 10 euros. In accordance with article 6 of EU regulation 2019/2088, the Sub-Fund does not promote environmental or social characteristics nor has as objective sustainable investment, as further disclosed in the Prospectus.