IFSL Boolers Adventurous Fund A GBP Inc

The aim of the Fund is to increase the value of an investment over a minimum of 5 years. The Fund will do this through a combination of capital growth, which is profit on investments held, and income received by the Fund, which is money paid out of investments, such as dividends and interest. The Fund is actively managed, which means the Investment Manager decides which investments to buy or sell, and when. The Fund will invest at least 80% in collective investment schemes, investment trusts and exchange traded funds (collectively “Investment Funds”). This could include other Investment Funds managed by the Authorised Corporate Director or the Investment Manager. Through these Investment Funds, the Fund will gain exposure to: At least 70% in shares in companies, across both developed and emerging markets, across different industries and geographical regions. Up to 20% in bonds, which are loans typically issued by companies, governments and other institutions, and may be either investment grade, where the issuer has a high and reliable capacity to repay the debt, or sub- investment grade, which can be more vulnerable to changing market conditions but typically pay a higher rate of interest. Up to 20% of the Fund may be exposed indirectly to real assets, for example property and commodities (e.g. gold and oil), money market instruments, which are short term loans, and absolute return strategies, which aim to deliver positive returns in all market conditions. The Fund will typically hold no more than 5% in cash, but may hold up to 20%, to enable the ready settlement of liabilities, for the efficient management of the portfolio or in pursuit of the Fund’s investment objective. Whilst the Fund itself will not use derivatives; the underlying Investment Funds purchased may have the ability to use derivatives to varying degrees. The Investment Manager, within the limits of the investment policy, aims to create an adventurous blend of investments, that together have the potential to produce a greater increase in value, but have an increased risk of losses in times of market volatility. The Investment Manager considers a wide range of factors and styles when choosing to invest, such as geography, market capitalisation (the size and value of companies), developed versus emerging economies and management style. The Investment Manager follows a long-term strategic asset allocation, alongside a tactical approach to react to short term opportunities/risks. The Investment Manager determines the appropriate weightings for each Investment Fund based on the overall asset allocation positioning and taking into account their view of the market, the outlook for the future and potential risks for the Fund. The Investment Manager conducts rigorous analysis of the underlying Investment Funds, and continuously monitors their contribution to the portfolio’s overall performance. The management of the Fund will be appropriate to the Fund’s adventurous risk profile so that any potential returns are balanced with appropriate risk taking. The Investment Association (IA), the trade body for UK investment managers, has created several ‘sectors’, as a way of dividing funds into broad groups with similar characteristics. The Fund’s Investment Policy puts it in the IA Flexible Investments Sector. The Fund is not managed to a benchmark, however you may want to assess the Fund’s performance compared to the performance of this sector. The Fund pays income. If you wish to receive this please tell us. If you do not want to receive income you will be given accumulation shares which means income is invested back into the Fund and reflected in the price of your shares. You can buy or sell all or part of your investment on any business day subject to the minimum holding requirements.