ING ARIA - Lion Conservative Instit Acc

Fund Manager: ING Solutions Investment Management S.A. Investment Objective: The objective of the Sub-Fund is to seek exposure to equities / equity-related securities of all sectors and to bonds/ money market instruments by investing via units of UCITs or UCIs which are primarily ETFs and other Index Funds that comply with Art. 41 (1) (e) of the Law of 2010 as well as cash and cash equivalents. Investment Policy: The reference asset allocation is 70% in equities/equity-related securities and 30% in bonds/money market instruments. The actual asset allocation may however diverge depending on expectations regarding the market trends. The Sub-Fund is not subject to geographic nor sectorial restrictions and its currency exposure is flexibly managed. The purpose of the Sub-Fund is limited to passive investment. The investment horizon is long term. ESG considerations: The investment approach of the Sub-Fund considers ESG factors in the portfolio selection and management in order to generate long-term competitive financial returns and positive societal impact. Trading and cut-off time: Investors may request redemptions of shares daily in line with the relevant section of the Fund's prospectus. Distribution Policy: Any income received by the Sub-Fund is reinvested (capitalisation share class). Benchmark: The Sub-Fund is actively managed and is not constrained by a benchmark index. Investor Profile: This Sub-Fund is intended for investors who are willing to invest and are looking for capital growth over the recommended holding period corresponding to more than 5 years (“Long Term”) and for whom the level of risk in equities and equity related securities of all sectors is appropriate, although they accept some exposure to bonds and money market instruments. Objectives and investment policy Please read the prospectus carefully before making any investment. There is no guarantee that the investment objective will be achieved, within the recommended holding period or not, and capital invested is at risk. More information on the aforementioned topics and explanations of some of the terms used in this document can be found in the Fund's prospectus.