Manulife Global Emerging Markets Equity Fund - Class W Accumulating USD

The Fund seeks to grow capital over the long-term. The Fund employs an actively managed investment strategy. Investment Policies: The Fund invests primarily in Equities, ERS and Convertibles. The Fund's investments will be from corporate issuers located in or economically tied to emerging market countries. The Fund may also invest in: units of other UCITS and exchange traded funds (subject to a limit of 10% of Net Asset Value); similar Equities and ERS issued by companies in developed countries; and real estate investment trusts. The Fund may use FDI for investment, hedging or efficient portfolio management purposes and stock lending contracts for efficient portfolio management only. Using FDI may introduce leverage into the Fund. The Sub-Investment Manager seeks to identify investments which have attractive valuations and attributes that give the issuer an advantage over its competitors that are sustainable in the long term. While the Fund uses the MSCI Emerging Markets (Net) Index as a benchmark for performance comparison purposes, the Fund pursues an actively managed investment strategy and may deviate significantly from the benchmark from time to time. While this deviation may result in performance that is meaningfully different than that of the MSCI Emerging Markets (Net) Index, the Fund’s investment strategy will tend to invest in a universe of securities that are similar to that of the constituents of the benchmark. Definitions: Convertibles: fixed income securities and preferred stocks that can be exchanged for a specific amount of common stock, or the same effect achieved by a combination of two separate securities. FDIs: a contract between two or more parties whose value depends on the rise and fall of the underlying asset. Warrants and Rights: right to purchase securities (usually shares) from the non-U.S. Dollar denominated assets held by the Fund. There can be no guarantee that currency hedging will be successful in mitigating such effects. Class Currency Risks (Representative Classes): (Hedged Classes) there can be no guarantee that currency hedging will be successful in mitigating the effects of currency fluctuations on non-USD classes. (Unhedged Classes) performance of unhedged classes may be affected by changes in exchange rates between the class currency and the US Dollar. Operational Risk: material losses to the Fund may arise as a result of human error, system and/or process failures, inadequate procedures or controls. Credit/Counterparty Risk: a party with whom the Fund contracts for securities may fail to meet its obligations (e.g. Fail to pay principal or interest or to settle and FDI) or become bankrupt, which may expose the Fund to a financial loss. Convertibles Risk: Convertibles include Counterparty Risk related to the debt portion of the Convertible and the Equity Securities Risk related to the common stock into which it can be converted.