Royal London GMAP Moderate Growth Fund M GBP Accumulation

The fund aims to achieve capital growth over the medium term (3-5 years) by investing at least 80% in a range of different asset classes, including shares and bonds, through investment in Collective Investment Schemes (CIS). The objective is to achieve a moderate level of risk and return relative to other funds in the Royal London Global Multi-Asset Portfolio (GMAP) range.

At least 80% of the fund will be invested in CIS, which can invest in shares of UK and overseas companies, investment grade and sub-investment grade bonds, commodities, property, and money market instruments. The fund's investments may be managed with an active or passive strategy, with a strategic approach to asset allocation that includes a higher weighting in investments with greater return potential but higher risk, such as shares and commodities.

Investors should be aware that the fund's strategy includes a tactical-overlay component that responds to developments in financial markets, which may include investment in derivatives. Additionally, the fund may hold a limited amount of assets in other transferable securities, and money market instruments may be held for strategic asset allocation purposes. The fund is classified under the Investment Association's Mixed Investment 20-60% Shares sector, and suitability for investors will depend on their own requirements and attitude to risk, with a recommendation that it may not be appropriate for those planning to withdraw their money within 5 years.

https://www.royallondon.com/pensions/investment-options/fund-prices/