Royal London Multi Asset Strategies Fund S GBP Acc

The fund aims to achieve a combination of capital growth and income while managing volatility and the risk of loss. It seeks to deliver an annualized total return of 4% above the return on cash over rolling 5-year periods.

Approximately 70% of the fund's assets will be invested in other funds, known as collective investment schemes (CIS), which can invest in shares of UK and overseas companies, investment-grade and sub-investment-grade bonds, commodities, property, and money-market instruments. The fund's CIS investments may be managed actively or passively. Additionally, up to 30% of the fund's assets may be directly invested in shares, bonds, and exchange-traded funds. The fund's asset allocation is strategically set with long-term targets and periodically rebalanced. It also utilizes a tactical-overlay component to respond to developments in financial markets, including the use of derivatives for investment purposes and efficient portfolio management.

The fund's manager expects volatility to average 4-10% on an annual basis under normal market conditions. However, during periods of turbulence, managing volatility may take precedence over the fund's primary goal of capital growth and income. In extraordinary market conditions, the fund has the flexibility to invest up to 100% of its assets in cash, deposits, Treasury bills, government bonds, or short-term money-market instruments to minimize the risk of significant losses. Investors should carefully consider their own requirements and attitude to risk before investing, and the fund may not be suitable for those planning to withdraw their money within 5 years.

https://www.rlam.com/uk/intermediaries/our-capabilities/multi-asset/multi-asset-fund-range/