Scottish Widows Cautious Growth Fund Q Acc

Scottish Widows Cautious Growth aims for capital growth by investing in a diverse portfolio of asset classes. It allocates between 40% and 80% to fixed interest securities, including corporate and UK Government bonds, covered bonds, index-linked bonds, as well as overseas and high yield bonds. Up to 25% is invested in shares from UK, international, and emerging markets, and up to 20% is dedicated to property funds both domestically and internationally. Additionally, the fund may include investments in absolute return strategies, private equity, commodities, and cash-like assets, utilizing derivatives for investment and risk management. All investments are primarily made in funds managed by Lloyds Banking Group.