Terra Point is a fund focused on long-term capital growth and competitive returns by investing primarily in stocks, with at least 51% of its assets allocated to equities. The remaining up to 49% is held in money market instruments or bank deposits to provide stability. The fund is actively managed, meaning the manager carefully selects individual investments based on a specific investment process rather than following a preset index. Additionally, Terra Point may use derivatives solely to protect the portfolio. All earnings are reinvested to increase the value of the shares over time.