Vanguard Target Retirement 2025 Fund Accumulation Shares

Vanguard Target Retirement 2025 Fund is designed to grow in value to support investors retiring around 2025 by gradually shifting its investments from higher-risk stocks to more stable bonds as the target date approaches. The fund primarily invests in passive index-tracking funds, providing broad exposure to a diverse mix of global equities, including both UK and emerging market companies, as well as a variety of bonds. This includes UK government gilts, index-linked gilts, and investment-grade corporate bonds, along with other fixed income and money market instruments. The portfolio maintains a significant focus on UK assets while also holding investments across multiple countries and asset classes to ensure diversification and reduce risk over time.