Vanguard Target Retirement 2050 Fund Accumulation Shares

The Vanguard Target Retirement 2050 Fund is designed for investors planning to retire around the year 2050 by gradually shifting its investments to become less risky over time. Initially, the fund primarily holds a variety of stocks from both UK and international companies, including those in emerging markets, to seek growth. As 2050 approaches, it gradually reduces its stock holdings and increases its investments in bonds, such as UK government gilts and corporate bonds, along with money market instruments. This strategy ensures that the portfolio becomes more stable and focused on preserving value as the target retirement date nears.