Vanguard Target Retirement 2055 Fund Accumulation Shares

The Vanguard Target Retirement 2055 Fund is designed for those planning to retire around the year 2055 by investing in a diversified mix of assets that becomes more conservative over time. Initially, the fund holds a higher proportion of stocks from both UK and international companies, including those in emerging markets, to aim for growth. As retirement approaches, it gradually shifts towards safer investments like UK government bonds, corporate bonds, and money market instruments. Over 90% of the fund is invested in passive index-tracking funds managed by associated partners, ensuring broad exposure across various countries and different types of investments to balance risk and stability.