Citigroup Inc

Latest Results (22.10.2025):

Citigroup Inc. reported its third quarter of 2025 financial results, demonstrating robust growth in revenues and net income, alongside significant returns to shareholders. The company's strategic initiatives and strong performance across all business segments have contributed to its enhanced competitive position.

Revenue Growth

In the third quarter of 2025, Citigroup Inc. achieved revenues of $22.1 billion, marking a 9% increase compared to the same period in the previous year. This growth was driven by strong performances in Banking, Markets, Services, Wealth, and Legacy Franchises, partially offset by a decline in Corporate/Other.

Net Income and Earnings Per Share

Citigroup Inc. reported a net income of $3.8 billion for the third quarter of 2025, up from $3.2 billion in the third quarter of 2024. Earnings per share increased to $1.86 from $1.51, reflecting higher net income and a reduction in shares outstanding.

Shareholder Returns

The company returned approximately $6.1 billion to shareholders through common share repurchases and dividends. This substantial payout underscores Citigroup Inc.'s commitment to delivering value to its shareholders.

Strong Performance in Key Segments

Banking revenues surged by 34%, while Services and Markets each recorded their best quarterly performances ever, with revenues up 7% and 15%, respectively. Wealth management continued to excel, contributing to record net new investment assets of $18.6 billion.

Financial Position and Capital Ratios

Citigroup Inc.'s book value per share rose to $108.41, a 6% increase, and tangible book value per share reached $95.72, up by 7%. The CET1 Capital Ratio stood at 13.2%, maintaining a strong capital position despite share repurchases and higher risk-weighted assets.

Credit Performance

Net credit losses amounted to $2.5 billion, a slight increase from the prior year, driven by higher volumes and changes in portfolio composition. The total allowance for credit losses stood at $23.8 billion, with a reserve-to-funded loans ratio of 2.65%, indicating prudent risk management.