Cullen/Frost Bankers Inc
CFR
ISIN null / Valor 923209
Cullen/Frost Bankers Inc
UMushroom community rating:
About company
Cullen/Frost Bankers Inc., operating primarily through its subsidiaries Frost Bank, Frost Brokerage Services, Inc., and Frost Investment Services, LLC, is a financial services company that offers a broad range of products and services. These include traditional banking services, brokerage services, and investment advisory services. Notably, its brokerage services are provided through Frost Brokerage Services, Inc., a member of FINRA/SIPC, while its investment advisory services are offered through Frost Investment Services, LLC, a registered investment adviser. The company has demonstrated a commitment to innovation and customer service, as evidenced by its early adoption of online banking in 2000, its strategic decision to decline TARP bailout funds in 2008, a significant expansion of its ATM network in 2012, and the launch of mobile banking apps for iPhone® and Android™ devices in 2013. Additionally, in 2014, Cullen/Frost introduced industry-leading Debit Card Alerts, further enhancing its banking security features. Despite the wide range of services offered, it is important to note that investment and insurance products provided by the company are not FDIC insured, are not bank guaranteed, and may lose value, indicating the inherent risks associated with these financial products.
Summarized from source with an LLMView SourceSector: FinanceLatest Results (15.11.2025):
Cullen/Frost Bankers Inc reported robust third quarter 2025 financial results, showcasing notable improvements in profitability, revenue growth, and asset expansion compared to the same period last year. The bank’s net income available to common shareholders increased to $172.7 million with diluted EPS rising to $2.67, while key performance metrics such as returns on average assets and equity reflected enhanced financial efficiency. The report also highlighted solid growth in both net interest income and non-interest income, along with significant increases in average loans and deposits, setting a positive tone for the upcoming quarter with a declared fourth-quarter dividend.
Profitability Enhancement
For the third quarter of 2025, Cullen/Frost Bankers Inc achieved a rise in net income from $144.8 million in Q3 2024 to $172.7 million, with EPS improving from $2.24 to $2.67. Returns on average assets and common equity increased to 1.32% and 16.72%, respectively.
Revenue and Income Growth
Net interest income reached $463.7 million, up 9.1% compared to Q3 2024. Non-interest income also saw a healthy increase of 10.5%, driven by enhanced trust, investment management, and deposit service fees.
Asset Expansion and Liquidity
Average loans grew by 6.8% to $21.5 billion and average deposits increased by 3.3% to $42.1 billion in Q3 2025, reflecting strong organic growth and a steady influx of customer deposits as the bank capitalizes on seasonal deposit flow strength.
Capital Strength and Dividend Declaration
Cullen/Frost Bankers Inc reported solid capital ratios that exceed regulatory requirements, and the board declared a fourth-quarter cash dividend of $1.00 per common share, along with a dividend for Series B Preferred Stock, underscoring the bank’s commitment to returning capital to shareholders.
Summarized from source with an LLMView SourceKey figures
Performance
Volatility
8250 M
Market cap (USD)
987,332
Daily traded volume (Shares)
135.39 / 133.3
1 day high/low (USD)
52 weeks high/low (USD)
Dividend ex-date
Dividend (USD)
Dividend yield (p.a.)
Est dividend (USD)
Est dividend yield
P/E ratio
Est P/E ratio
EPS (USD)
Est EPS (USD)
Ratings & reviews
EQUITIES OF THE SAME SECTOR
