Guidewire Software Inc

GWRE

Equity

ISIN null / Valor 14751919

New York Stock Exchange, Inc (2025-10-20)

USD 253.97+3.97%

Guidewire Software Inc
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About company

Guidewire Software Inc. specializes in providing cloud-based software solutions specifically designed for the property and casualty (P&C) insurance sector. The company's comprehensive platform integrates digital, core, analytics, and artificial intelligence capabilities to streamline insurance processes, thereby enhancing efficiency and operational performance for insurers. With a commitment to innovation and customer success, Guidewire supports over 540 insurance companies across 40 countries, ranging from new ventures to some of the largest and most complex organizations in the industry. The firm boasts the largest research and development team in the P&C insurance software market, dedicating over 35% of its product revenue to R&D to continuously evolve its offerings. Additionally, Guidewire's ecosystem includes over 800 consultants and more than 18,000 partner experts, alongside a marketplace featuring applications from over 170 solution partners, enabling insurers to rapidly innovate and adapt to changing market demands. The company's focus on the P&C insurance sector, combined with its extensive partner network and commitment to customer success, positions Guidewire as a leading provider of insurance technology solutions globally.

Summarized from source with an LLMView SourceSector: Technology

Revenue Growth

Total revenue for fiscal year 2025 reached $1,202.5 million, marking a 23% increase from fiscal year 2024. In the fourth quarter, revenue grew by 22% to $356.6 million compared to the same quarter last year. Subscription and support revenue saw a 33% increase annually and a 33% rise in the fourth quarter.

Profitability Improvement

GAAP net income for fiscal year 2025 was $69.8 million, a significant turnaround from a GAAP net loss of $6.1 million in fiscal year 2024. In the fourth quarter, GAAP net income was $52.0 million, up from $16.8 million the previous year. Non-GAAP net income also saw substantial growth, reaching $227.9 million for the year and $72.1 million for the quarter.

Annual Recurring Revenue

As of July 31, 2025, Guidewire's annual recurring revenue (ARR) was $1,032 million, up from $864 million the previous year. On a constant currency basis, ARR grew by 19% for fiscal year 2025 and reached $1,041 million after currency revaluation.

Liquidity and Capital Resources

Guidewire maintained a strong liquidity position with $1,483.2 million in cash, cash equivalents, and investments as of July 31, 2025, up from $1,129.5 million the previous year. The company generated $300.9 million in cash from operations during fiscal year 2025.

Business Outlook

For the first quarter of fiscal year 2026, Guidewire anticipates ending ARR between $1,048 million and $1,054 million and total revenue between $315 million and $321 million. For the full fiscal year 2026, the company projects ending ARR of $1,210 million to $1,220 million and total revenue ranging from $1,385 million to $1,405 million, with operating income expected between $68 million and $88 million.

Summarized from source with an LLMView Source

Key figures

34.3%1Y

349%3Y

145%5Y

Performance

40.7%1Y

37.1%3Y

35.4%5Y

Volatility