Upbound Group Inc

Latest Results (12.10.2025):

Upbound Group Inc. reported its second quarter of 2025 with consolidated revenues of $1.158 billion, marking a 7.5% year-over-year increase. Despite facing challenges in certain segments, the company successfully met its Q2 2025 guidance targets and demonstrated robust growth across its key business units.

Revenue Growth

Consolidated revenues for Q2 2025 reached $1.1575 billion, up 7.5% compared to the same quarter last year. This growth was primarily driven by the acquisition of Brigit and increased revenues from higher rentals, fees, and merchandise sales.

Segment Performance

The Acima segment achieved a 16% year-over-year growth in Gross Merchandise Volume (GMV), reflecting heightened productivity among existing retailers and onboarding of new merchants. Meanwhile, Brigit experienced nearly 40% revenue growth, significantly contributing to the overall performance. The Rent-A-Center segment saw a decrease in Adjusted EBITDA margin due to a reduction in company-owned store counts and lower delivery volumes.

Profitability

GAAP operating profit for Q2 2025 was $50.7 million, down from $80.7 million in the prior year period, primarily due to special tax items. On a non-GAAP basis, diluted earnings per share increased to $1.12, up from $1.04 the previous year. Adjusted EBITDA rose by 7.0% year-over-year to $133.2 million, with an Adjusted EBITDA margin of 11.5%.

Guidance and Outlook

Upbound Group raised the midpoint of its FY 2025 Non-GAAP Diluted EPS target and maintained its full-year revenue guidance. CEO Fahmi Karam highlighted the company's strong growth trajectory and strategic initiatives aimed at enhancing financial wellness products and expanding market reach, positioning the company for a robust performance in 2026.