Upstart Holdings Inc
UPST
ISIN null / Valor 58052754
Upstart Holdings Inc
UMushroom community rating:
About company
Upstart Holdings, Inc. is a publicly traded fintech that operates an AI-driven lending marketplace and provides underwriting software to banks and credit unions. The company uses machine-learning models that combine traditional credit data with additional borrower attributes (for example, education and employment information) to underwrite consumer loans—originally focused on unsecured personal loans and later expanded into auto lending—and then distributes those loans through bank partners or institutional investors or monetizes the flow via software-as-a-service and servicing contracts. Upstart derives revenue from origination and referral fees as well as SaaS and servicing fees, and in recent years has emphasized its software and partner-bank model to limit balance-sheet exposure after periods of higher-than-expected credit losses and regulatory scrutiny.
Summarized from source with an LLMView SourceSector: TechnologyKey figures
Performance
Volatility
2345 M
Market cap (USD)
2,688,233
Daily traded volume (Shares)
66.71 / 63
1 day high/low (USD)
52 weeks high/low (USD)
Dividend ex-date
Dividend (USD)
Dividend yield (p.a.)
Est dividend (USD)
Est dividend yield
P/E ratio
Est P/E ratio
EPS (USD)
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Ratings & reviews
Etienne Chen
Andrés Gutierrez
Min Ko
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