Upstart Holdings Inc header image

Upstart Holdings Inc

UPST

Equity

ISIN null / Valor 58052754

NASDAQ (2026-07-07)
USD 33.06-3.70%

Upstart Holdings Inc
UMushroom community rating:

star star star star star
3.91 5 votes No rating yet
NegativeNeutralPositive

About company

Upstart Holdings, Inc. is a publicly traded fintech that operates an AI-driven lending marketplace and provides underwriting software to banks and credit unions. The company uses machine-learning models that combine traditional credit data with additional borrower attributes (for example, education and employment information) to underwrite consumer loans—originally focused on unsecured personal loans and later expanded into auto lending—and then distributes those loans through bank partners or institutional investors or monetizes the flow via software-as-a-service and servicing contracts. Upstart derives revenue from origination and referral fees as well as SaaS and servicing fees, and in recent years has emphasized its software and partner-bank model to limit balance-sheet exposure after periods of higher-than-expected credit losses and regulatory scrutiny.

Summarized from source with an LLMView SourceSector: Technology

Latest Results ():

Summarized from source with an LLMView Source

Key figures

-56.7%1Y
-9.92%3Y
-71.8%5Y

Performance

71.8%1Y
90.9%3Y
105%5Y

Volatility

Market cap

3164 M

Market cap (USD)

Daily traded volume (Shares)

4,665,114

Daily traded volume (Shares)

1 day high/low

66.71 / 63

1 day high/low (USD)

52 weeks high/low

0.00 / 0.00

52 weeks high/low (USD)

Dividend ex-date

01 January, 2022

Dividend ex-date

Dividend

0.00

Dividend (USD)

Dividend yield (p.a.)

0.00%

Dividend yield (p.a.)

0.002022
0.002023
0.002024

Est dividend (USD)

0.00%2022
0.00%2023
0.00%2024

Est dividend yield

P/E ratio

10.00

P/E ratio

00.002022
00.002023
00.002024

Est P/E ratio

EPS

0.00

EPS (USD)

0.002022
0.002023
0.002024

Est EPS (USD)

Ratings & reviews

star star star star star

3.91

5 votes
Performance:
starstarstarstarstar
3.38
Innovation:
starstarstarstarstar
3.75
Society:
starstarstarstarstar
3.75
Nature:
starstarstarstarstar
3.63
Etienne Chen
United Kingdom, 27 Oct 2025
star star star star star
high valuation, bad debt
Andrés Gutierrez
United Kingdom, 26 Oct 2025
star star star star star
w
Min Ko
United Kingdom, 21 Oct 2025
star star star star star
good

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