The Western Union Company
WU
ISIN null / Valor 2702470
The Western Union Company
UMushroom community rating:
About company
The Western Union Company is a global leader in cross-border, cross-currency money movement, providing individuals and businesses with the ability to send and receive money worldwide. With a history rooted in the telegraph industry, Western Union has evolved to offer a comprehensive suite of financial services, including money transfers, bill payments, and other financial solutions. The company operates a vast network of over 500,000 agent locations in more than 200 countries and territories, excluding Iran and North Korea, and supports a robust digital platform that facilitates an average of 24 transactions per second. In addition to its core financial services, Western Union leases bandwidth for video, voice, and data communications. The company is also known for its philanthropic efforts through the Western Union Foundation, which focuses on creating economic opportunities for disadvantaged youth and migrants by investing in education and workforce readiness programs.
Summarized from source with an LLMView SourceSector: FinanceLatest Results (04.10.2025):
The Western Union Company reported its second quarter of 2025 with a GAAP revenue of $1.03 billion, reflecting a 4% decrease on a reported basis and a 1% decline in adjusted revenue excluding Iraq. Despite the overall revenue decline, the company saw significant growth in its Branded Digital and Consumer Services segments, underscoring its strategic focus on diversified business operations.
Revenue Decline
The company's GAAP revenue decreased by 4% to $1.03 billion in the second quarter of 2025, primarily due to a slowdown in the North America retail business and reduced revenue from Iraq. Adjusted revenue, excluding Iraq, fell by 1%, indicating underlying challenges in certain markets.
Growth in Branded Digital
Branded Digital revenue saw a robust increase of 6% on both a reported and adjusted basis, with transaction volumes rising by 9% compared to the same period last year. This growth highlights the successful expansion and adoption of Western Union's digital platforms.
Consumer Services Surge
The Consumer Services segment delivered impressive results, with revenue growing by 39% on a reported basis and 41% on an adjusted basis year-over-year. This surge was largely driven by the expansion of the Travel Money business in Europe, including the acquisition of Eurochange Limited.
Earnings Per Share
Western Union reported a GAAP EPS of $0.37, down from $0.41 in the previous year, while the adjusted EPS was $0.42, down from $0.44. The decline in EPS was influenced by lower income from Iraq, a higher GAAP tax rate, and increased interest expenses, partially offset by operational efficiencies and a reduced number of shares outstanding.
Future Outlook
The company provided a positive outlook for the full year 2025, expecting GAAP revenue between $4.085 billion and $4.185 billion and adjusted revenue between $4.035 billion and $4.135 billion. Operating margins are projected to range from 18% to 20% on a GAAP basis and 19% to 21% on an adjusted basis, with EPS forecasts indicating continued growth.
Summarized from source with an LLMView SourceKey figures
Performance
Volatility
2676 M
Market cap (USD)
7,740,767
Daily traded volume (Shares)
10.635 / 10.52
1 day high/low (USD)
52 weeks high/low (USD)
Dividend ex-date
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Est dividend (USD)
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P/E ratio
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EPS (USD)
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Ratings & reviews
Tej Ram Kumpakha
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