Zuger Kantonalbank
ZUGER
ISIN CH0493891243 / Valor 49389124
Zuger Kantonalbank
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About company
Zuger Kantonalbank is the cantonal bank serving the Canton of Zug in Switzerland, operating as a regional commercial bank that provides a full range of retail and corporate banking services including deposit-taking, mortgage lending, business loans and payment services, alongside wealth and asset management, investment advice, custody and trading facilities for private and institutional clients. As a locally focused lender and financial intermediary, it supports households, small and medium-sized enterprises and public-sector clients in the canton through a network of branches and digital channels, combining traditional lending and deposit activities with advisory and investment solutions.
Summarized from source with an LLMView SourceSector: FinanceLatest Results (11.04.2026):
Zuger Kantonalbank — first half of 2025 (covering Q1–Q2 2025): the bank reported a strong H1 2025 with consolidated six‑month Group profit of CHF 70.9 million, up 18.3% year‑on‑year, driven by higher interest income (including a one‑off effect), stronger securities/investment commissions and trading, and controlled cost growth that improved the cost‑income ratio.
Profit and operating result
Six‑month Group profit: CHF 70.943m (+18.3% vs H1 2024). Operating result: CHF 82.384m (+16.9%). Operating income rose to CHF 168.026m (+9.0%).
Interest business
Net result from interest operations: CHF 107.985m (+7.2%). Gross result from interest operations: CHF 108.735m (+5.2%), which includes a one‑off income contribution of CHF 8.7m.
Commissions and trading
Result from commission business and services: CHF 46.188m (+11.2%), led by securities & investment commissions (+14.9%). Result from trading activities: CHF 9.912m (+16.7%), driven mainly by increased foreign‑currency trading.
Costs and efficiency
Operating expenses: CHF 71.207m (+3.6%), reflecting investments in growth, innovation and higher IT/financial‑info costs. Cost‑income ratio improved to 42.2% (down 1.6 percentage points vs prior year).
Balance sheet and liquidity
Total assets: CHF 19.656bn (+4.1% vs 31.12.2024). Liquid assets increased to CHF 3.132bn (+35.2%). Loans to customers (incl. mortgages) essentially stable at CHF 15.593bn; customer deposits stable at ~CHF 12.9bn.
Assets under management
Assets under management: CHF 20.140bn (+4.3% vs 31.12.2024; up ~CHF 0.8bn vs year‑end, about half attributable to market performance).
Credit risk / impairments
Change in value adjustments for default risks and losses: net –CHF 0.750m (improved vs –CHF 2.600m in H1 2024), indicating lower reported credit‑loss adjustments in the period.
Outlook
Zuger Kantonalbank is cautiously optimistic for H2 2025 and expects to achieve a slightly higher full‑year result than 2024, while flagging geopolitical and trade tensions as primary downside risks. Investments in future topics and efficiency continue despite constrained economic growth.
Summarized from source with an LLMView SourceKey figures
Performance
Volatility
4138 M
Market cap (USD)
91
Daily traded volume (Shares)
8140 / 8060
1 day high/low (USD)
52 weeks high/low (USD)
Dividend ex-date
Dividend (USD)
Dividend yield (p.a.)
Est dividend (USD)
Est dividend yield
P/E ratio
Est P/E ratio
EPS (USD)
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Ratings & reviews
Mahé Gorgerad
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