Zuger Kantonalbank
ZUGER
ISIN CH0493891243 / Valor 49389124
Zuger Kantonalbank
UMushroom community rating:
About company
Zuger Kantonalbank is the cantonal bank serving the Canton of Zug in Switzerland, operating as a regional commercial bank that provides a full range of retail and corporate banking services including deposit-taking, mortgage lending, business loans and payment services, alongside wealth and asset management, investment advice, custody and trading facilities for private and institutional clients. As a locally focused lender and financial intermediary, it supports households, small and medium-sized enterprises and public-sector clients in the canton through a network of branches and digital channels, combining traditional lending and deposit activities with advisory and investment solutions.
Summarized from source with an LLMView SourceSector: FinanceLatest Results (27.02.2026):
Zuger Kantonalbank — Interim results for Q2 2025 (first half of 2025): the bank reported a strong first half with consolidated Group profit of CHF 70.9 million, up 18.3% versus the prior-year period. Growth was broad‑based across business areas, driven by higher net interest and fee income, stronger trading, and a positive one‑off in interest operations; total assets rose to CHF 19.656 billion and assets under management to CHF 20.14 billion.
Profit and operating result
Six-month Group profit: CHF 70.943 million (+18.3% YoY). Operating result increased to CHF 82.384 million (+16.9% YoY).
Net interest operations
Net result from interest operations: CHF 107.985 million (+7.2% YoY). Interest income fell but interest expense declined more sharply, producing a gross result from interest operations of CHF 108.735 million (+5.2%). The report notes a positive one‑off interest income contribution of CHF 8.7 million.
Commission and trading income
Result from commission business and services: CHF 46.188 million (+11.2% YoY), led by securities trading and investment activities. Result from trading activities: CHF 9.912 million (+16.7% YoY), driven mainly by increased foreign currency trading.
Operating income, expenses and efficiency
Operating income: CHF 168.026 million (+9.0% YoY). Operating expenses: CHF 71.207 million (+3.6% YoY) reflecting planned investments in growth and IT. Cost‑income ratio improved to 42.2% (down 1.6 percentage points versus prior year).
Balance sheet and key volumes
Total assets: CHF 19.656 billion (+4.1% vs. 31.12.2024). Loans to customers: CHF 15.593 billion (–0.3% vs. year end). Mortgage loans: CHF 14.655 billion (+0.2%). Customer deposits: CHF 12.901 billion (stable). Assets under management: CHF 20.140 billion (+4.3%).
Capital and equity
Equity increased to CHF 1,558.659 million at 30.06.2025. Reserves for general banking risks remained at CHF 790.682 thousand; no material changes to subordinated liabilities (CHF 150 million).
Provisions, impairments and other items
Change in value adjustments for default risks: net release to CHF –0.75 million (versus –2.6 million prior year). Value adjustments on participations and amortisation: CHF –14.451 million. Extraordinary income was minimal (CHF 0.089 million).
Outlook and risks
The bank is cautiously optimistic for H2 2025 and expects to achieve a slightly higher result for 2025 overall, while flagging geopolitical tensions, trade policy and subdued global growth as key downside risks. Summarized from source with an LLMView Source
Key figures
Performance
Volatility
3809 M
Market cap (USD)
39
Daily traded volume (Shares)
8140 / 8060
1 day high/low (USD)
52 weeks high/low (USD)
Dividend ex-date
Dividend (USD)
Dividend yield (p.a.)
Est dividend (USD)
Est dividend yield
P/E ratio
Est P/E ratio
EPS (USD)
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Ratings & reviews
Mahé Gorgerad
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