Essent Group Ltd

Latest Results (18.11.2025):

Essent Group Ltd's Q3 2025 financial results show robust performance with a net income of $164.2 million, or $1.67 per diluted share, compared to the same quarter last year. The company highlighted favorable credit trends and beneficial interest rate conditions driving both portfolio persistency and investment income. In addition, Essent Group Ltd announced a quarterly cash dividend of $0.31 per common share, as well as updates on insurance metrics, ratings upgrades, and share repurchase activities.

Net Income Performance

For the quarter ended September 30, 2025, Essent Group Ltd reported a net income of $164.2 million or $1.67 per diluted share, compared to $176.2 million or $1.65 per diluted share in Q3 2024. This result reflects strong core performance despite minor year-over-year fluctuations.

Dividend Declaration

Essent Group Ltd's Board of Directors declared a quarterly cash dividend of $0.31 per common share, payable on December 10, 2025, underscoring the company’s commitment to returning value to shareholders.

Insurance Underwriting Strength

New insurance written in Q3 2025 totaled $12.2 billion, while total insurance in force reached $248.8 billion as of September 30, 2025. These figures highlight the firm's sustained underwriting activity and solid market presence.

Investment Income and Ratings Upgrade

The net investment income for the nine months ended September 30, 2025 rose by 7% over the prior year. Additionally, Moody’s upgraded the rating of Essent Guaranty, Inc. to A2 and Essent Group Ltd’s senior unsecured debt rating to Baa2, reinforcing the company’s improved credit profile.

Share Repurchase Activity

Year-to-date, Essent Group Ltd repurchased 8.7 million common shares for $501 million and approved a $500 million share repurchase authorization through year-end 2027, demonstrating proactive capital management strategies.