SpareBank 1 Ostlandet
SPOL
ISIN NO0010751910 / Valor 36965873
SpareBank 1 Ostlandet
UMushroom community rating:
About company
SpareBank 1 Østlandet is a financial institution that offers a wide range of services including financing for investments and operations, money transfer services, interest rate and currency hedging, investment of surplus liquidity, and insurance cover for individuals and commercial properties. The bank's Corporate Division works closely with the Retail Division and subsidiaries to provide leasing, factoring, accounting, and advisory services. Additionally, the Capital Market Division serves high-net-worth individuals and companies, offering advice and solutions for risk-adjusted returns on free capital. The bank also has a presence in the Organisation Market Division, serving the Norwegian Confederation of Trade Unions and affiliated associations. With headquarters in Hamar and branch offices across Innlandet, Akershus, and Oslo, SpareBank 1 Østlandet is listed on Oslo Børs and is part-owner of SpareBank 1 Gruppen AS and SpareBank 1 Utvikling. With a history of nearly 180 years, the bank has a strong presence in Østlandet and is the fourth largest savings bank in Norway, employing 1,100 proficient and engaged employees.
Summarized from source with an LLMView SourceSector: FinanceLatest Results (15.04.2026):
SpareBank 1 Østlandet reports solid results for 4Q 2025 and full-year 2025. For the quarter (4Q 2025) the bank delivered profit after tax of NOK 889 million and a return on equity of 13.3%. Full-year 2025 profit after tax was NOK 3,549 million (ROE 13.9%), driven by strong net interest income, rising commission income and positive contributions from owner interests. The bank proposes a customer dividend and maintains a robust CET1 capital position.
Quarter and annual profitability
4Q 2025 profit after tax: NOK 889m (vs NOK 701m in 4Q 2024). Full-year 2025 profit after tax: NOK 3,549m (3,356). Earnings per equity certificate in 4Q 2025: NOK 4.57 (3.71).
Returns
Return on equity: 13.3% in 4Q 2025 (11.5% in 4Q 2024); full-year ROE 13.9% (15.8 in 2024).
Net interest and fee income
Net interest income in 4Q 2025: NOK 1,186m (1,179). Net commissions and other operating income in 4Q 2025: NOK 671m (442), showing notable growth in fee-based revenue.
Financial income
Net income from financial assets and liabilities in 4Q 2025: NOK 188m (140).
Costs and impairments
Total operating expenses in 4Q 2025: NOK 842m (764). Net loan loss provisions in 4Q 2025: NOK 128m (122).
Balance sheet trends
Lending growth in the last quarter (including mortgages transferred to covered bond companies): 0.1% (12.3% in 4Q 2024). Deposit growth in the last quarter: -0.3% (12.4% in 4Q 2024).
Capital strength
Common Equity Tier 1 (CET1) ratio at quarter-end: 17.6% (16.8% in 4Q 2024), indicating a strong capital buffer.
Capital distribution and allocations
The bank proposes a customer dividend of NOK 582m (470) and an allocation of NOK 51m (42) for gifts and charitable contributions for 2025.
Leadership
Group CEO Klara-Lise Aasen and CFO Geir‑Egil Bolstad are named in the report.
Summarized from source with an LLMView SourceKey figures
Performance
Volatility
2989 M
Market cap (USD)
66,942
Daily traded volume (Shares)
156.7 / 154.3
1 day high/low (USD)
52 weeks high/low (USD)
Dividend ex-date
Dividend (USD)
Dividend yield (p.a.)
Est dividend (USD)
Est dividend yield
P/E ratio
Est P/E ratio
EPS (USD)
Est EPS (USD)
Ratings & reviews
EQUITIES OF THE SAME SECTOR
